Tag Archives: Florida car insurance

How Does Uninsured Motorist Coverage Benefit Me Following a Car Accident?

By Paul B. Genet |

Uninsured motorist (UM) coverage provides benefits when you are injured in a car accident caused by a driver who lacks sufficient insurance to compensate you for medical expenses, lost wages, and non-economic damages such as pain and suffering. Florida law requires all automobile insurance carriers to offer UM coverage, but unlike personal injury protection—i.e.,… Read More »

Passenger Rights in a Florida Accident

By Paul B. Genet |

On August 12, 2013, a car traveling on Interstate 75 veered off-road and rolled over multiple times. The driver had abruptly changed lanes, losing control of the vehicle and eventually coming to full stop in a canal. All vehicle occupants were treated at an area hospital and miraculously avoided major injuries. The driver was… Read More »

Pedestrian Perils in a Car-Infatuated State

By Paul B. Genet |

Central Florida has earned the dubious honor of being the most dangerous place for pedestrians in the nation. For more than 10 years, the Orlando metro area topped the list of pedestrian deaths. Statistics alone cannot measure the effect of a pedestrian accident on the lives of many Florida families. Why Central Florida is… Read More »

Dealing With Insurance Companies After an Automobile Accident

By Paul B. Genet |

Even though you might feel certain that you did not cause an accident, it is advisable to contact your automobile insurer as soon as possible after one occurs.  Your insurance policy likely contains a clause requiring you to notify the insurer of any car accidents within a set amount of time. Try to collect… Read More »

Why Sue for Personal Injury When There is Insurance Coverage?

By Paul B. Genet |

When a person is injured by the fault of another, he or she is generally entitled to payments for the damages that he or she received. These payments for damages are designed to compensate the victim for the injuries and their effects. These damages typically come in two forms:  economic and non-economic. Economic damages… Read More »

Changes in PIP Affecting Florida No-Fault Insurance: What You Need to Know

By Paul B. Genet |

In 2013, new Personal Injury Protection (PIP) legislation will take full effect, placing limits on how long automobile accident victims have to seek treatment and the kinds of treatments covered.  The supposed motivation behind these major changes to the state’s no-fault auto insurance was to reduce insurance rates for Florida car owners. Whether or… Read More »

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