Uninsured motorist (UM) coverage provides benefits when you are injured in a car accident caused by a driver who lacks sufficient insurance to compensate you for medical expenses, lost wages, and non-economic damages such as pain and suffering. Florida law requires all automobile insurance carriers to offer UM coverage, but unlike personal injury protection—i.e.,… Read More »
There are unfortunately too many cases where a person is injured in an auto accident and the negligent driver lacks sufficient insurance to pay for the damages. To protect against such a contingency, you can purchase uninsured motorist (UM) coverage as part of your own auto insurance policy. In fact, Florida law requires insurers… Read More »
Some drivers hurt by uninsured or underinsured drivers are never fully compensated for their injuries. The chances of that happening to you may be greater than you think. Although Florida drivers are penalized for driving without insurance, Florida has one of the highest rates of uninsured drivers in the United States. Most drivers have… Read More »
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